How to Get Workers Comp Proof of Coverage in Georgia
Being able to produce proof of your company’s Workers’ Compensation insurance in Georgia could allow it to avoid unnecessary financial penalties for non-compliance.
Companies can verify the fact that they have Workers’ Compensation coverage by obtaining proof from their carriers in Georgia. Proof of insurance is required by the State Board of Workers’ Compensation. Additionally, employees and clients might ask for verification of insurance. Acceptable forms of proof of a company’s Workers’ Compensation insurance are limited to documents from policy providers. If you cannot provide a document confirming your company’s Workers’ Compensation coverage when requested, your company could be financially penalized by the State Board of Workers’ Compensation in Georgia.
To get coverage from NPN Brokers, employers can call our Georgia Workers’ Compensation insurance brokers today at (866) 340-9120.
Getting Proof of Your Workers’ Comp Insurance in Georgia
Having records of your company’s insurance coverage is important in the event that you need to provide proof of its policy to a government agency or other entity in Georgia.
After you agree to the policy you got through our Georgia Workers’ Compensation insurance brokers, you should receive proof of your company’s insurance coverage. This document contains information about your policy and when it began. It also verifies that your company is in compliance with Workers’ Compensation mandates in Georgia.
If you no longer have access to this document, you can call your Workers’ Compensation insurance carrier to request that they send a copy. This should solve your problem easily, as insurance carriers should have this information easily accessible.
Once you get a copy of your company’s certificate of insurance, keep it in a safe place so that you can produce it if necessary.
What is Proof of Workers’ Comp Used for in Georgia?
Companies in Georgia might have to show proof of their workplace liability insurance compliance to the State Board of Workers’ Compensation, employees, or clients that wish to verify that a company has the necessary insurance coverage.
State Board of Workers’ Compensation
The State Board of Workers’ Compensation in Georgia requires all companies that are mandated to have insurance to send proof of that coverage. This means that if you have recently updated your company’s policy or changed its carrier, you must send a new copy of its coverage verification to the State Board of Workers’ Compensation. The agency requires this proof to ensure that companies adhere to coverage requirements. After receiving proof of insurance, the State Board of Workers’ Compensation will upload that information to its online portal for employees or other interested parties to access.
When considering working for a new company, prospective employees may want to ensure that the company has Workers’ Compensation in case they are injured on the job. Because of this, employees could ask to see a company’s proof of insurance so they can confirm that they will be covered upon accepting a position. Employees can access such information by going online to the website of the State Board of Workers’ Compensation in Georgia.
Many companies are hired by clients to perform services for them. Because of this, many clients may want to ensure that companies have Workers’ Compensation so that they are not possibly liable for workplace injuries that happen on their properties or when performing work for them. So, clients may ask that companies send them proof of the fact that they have Workers’ Compensation. Just as employees can, clients can verify a company’s insurance coverage by visiting the website of the State Board of Workers’ Compensation.
Acceptable Forms of Proof of Workers’ Comp Coverage in Georgia
Just claiming that your business has Workers’ Compensation is not sufficient proof of the fact that it does. Instead, you will need a document from your insurance provider containing the necessary information.
Acceptable forms of proof of coverage are limited to documents from Workers’ Compensation carriers. No other person or entity can verify whether or not a company has Workers’ Compensation. So, employers cannot just tell the State Board of Workers’ Compensation that their companies have insurance; they have to prove it.
Proof of coverage includes the name of the insured company, the primary address of the insured company, the insurance provider, and the date the insured company’s coverage began, among other information. Suppose you do not submit an acceptable form of proof of insurance to the State Board of Workers’ Compensation. In that case, your company might be treated as though it does not have coverage and is in violation of insurance mandates in Georgia.
What Happens if Companies Don’t Have Proof of Their Workers’ Comp Insurance in Georgia?
If you do not have proof of your company’s Workers’ Compensation, it may be because you do not have Workers’ Compensation at all. In this case, your company could be fined considerably in Georgia.
If you cannot prove that your company has a Workers’ Compensation policy in Georgia, your business could be penalized through expensive fines. The State Board of Workers’ Compensation might treat your company as though it does not have insurance until you produce proof of your business’s policy.
Of course, sometimes, companies that do not have proof of coverage simply do not have insurance. In these situations, the State Board of Workers’ Compensation might continue levying fines for non-compliance, which could add up to be several thousand dollars. Employers that do not have Workers’ Compensation might also face jail time. Furthermore, if you do not have Workers’ Compensation and an employee is injured on the job, your company will be responsible for paying equitable benefits to the hurt employee in Georgia. Employers without insurance are generally still protected from civil litigation from employees.
Contact Our Georgia Brokers for Workers’ Comp Insurance
Call NPN Brokers at (866) 340-9120 to speak with our Georgia Workers’ Compensation insurance brokers about getting a policy today.
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