How OSHA History Can Affect Workers’ Comp Approval for Manufacturers
Manufacturing businesses often assume that workers’ compensation insurance approval comes down to payroll, job classifications, and claims history. While those factors certainly matter, there is another element that can significantly impact whether a carrier is...
Why Manufacturing Businesses With Prior Lapses Struggle to Re-Enroll
Workers’ compensation insurance is one of those things that manufacturing businesses often don’t think about until it becomes a problem. In a perfect scenario, coverage stays active year after year, payroll is reported accurately, and policies renew...
Why Carriers Decline Light Manufacturing Accounts With Mixed Job Duties
Light manufacturing businesses often assume they fall into a lower-risk category when it comes to workers’ compensation insurance. On the surface, that assumption makes sense. Compared to heavy industrial operations, many light manufacturing environments involve...
Why Slip-and-Fall Claims Cost Janitorial Staffing Agencies More Than They Budget For
Slip-and-fall injuries are the most common type of workers’ compensation claim filed by janitorial and commercial cleaning workers, and they are also the most consistently underestimated. Janitorial staffing agency owners who budget for workers’ comp based...
Why Carriers Decline Warehouse Staffing Agencies With Mixed Duty Class Codes
If your warehouse staffing agency has been declined for workers’ compensation coverage and you cannot figure out why, the answer may be buried in your class code assignments. Warehouse and logistics staffing agencies routinely place workers in roles that span a...
Why a Single Trucking Accident Can Push Your Staffing Agency Out of the Insurance Market Entirely
In most staffing industries, a bad claims year means higher premiums at renewal. In truck driver staffing, a single catastrophic accident can mean something far worse: complete inability to find any carrier willing to write your workers’ compensation policy....