What if a Florida Employer Cannot Accommodate a Doctor’s Work Restrictions?

As an employer, it’s important to accommodate a doctor’s work restrictions for an injured employee. If you can’t accommodate work restrictions for an injured employee, your Workers’ Compensation insurance premiums might increase in Florida.

Several things may happen if you cannot accommodate a doctor’s work restrictions for an injured employee in Florida. Injured workers will most likely continue to receive benefits for as long as they cannot return to their previous job. This might result in a strained relationship with your Workers’ Compensation insurance carrier and increased premiums. Employers can more easily accommodate doctors’ work restrictions for injured employees by offering transitional jobs. By helping employees return to work sooner, employers can keep insurance premiums from unnecessarily rising in Florida.

Our experienced brokers are here to help employers in Florida make the Workers’ Compensation insurance system work for them and their employees. To learn more about the Florida Workers’ Compensation insurance brokers at NPN Brokers, call today at (866) 340-9120.

What if You Can’t Accommodate a Doctor’s Work Restrictions for an Injured Employee in Florida?

After sustaining a workplace injury, an employee will most likely see a doctor to assess their injuries and improve their chances of filing a successful Workers’ Compensation claim. Medical professionals will give their opinion regarding an injured employee’s ability to work and any restrictions they may have returning to work. So, what happens if one of your employees can return to work with restrictions, but you cannot accommodate those restrictions in Florida?

There are varying types of workplace injuries and prognoses in Florida. Suppose a worker is only temporarily disabled because of a workplace accident. In that case, they may be able to return to work in some capacity. However, their abilities will likely be restricted because of their injuries, meaning they may not be able to return to their former job right away, resulting in a lowered income. Because of this, an injured employee may be eligible for temporary partial disability benefits in Florida while they have work restrictions.

It is difficult for employers to accommodate a doctor’s work restrictions if an employee qualifies for permanent partial disability benefits or permanent total disability benefits in Florida. Accommodating work restrictions for the first time may be challenging, especially if you don’t already have a system in place to help injured employees return to work after a workplace accident.

Suppose you cannot accommodate a doctor’s work restrictions for an injured employee in Florida. In that case, they will likely receive Workers’ Compensation insurance benefits while they are unable to work. To learn more about how this might impact you as an employer, speak with our Florida Workers’ Compensation insurance brokers.

Why is it Important to Accommodate a Doctor’s Work Restrictions in Florida?

Accommodating a doctor’s work restrictions for an injured employee is important. As an employer in Florida, you want to maintain a good relationship with your Workers’ Compensation insurance carrier and keep premiums low. Being unable to help an employee return to work quickly after an injury can make achieving those goals more challenging.

When employers cannot accommodate a doctor’s work restrictions for an injured employee in Florida, their Workers’ Compensation insurance premiums might increase. Injured employees that can’t return to work because their employers cannot accommodate any restrictions they might have will likely qualify for some Workers’ Compensation insurance benefits to supplement their income. The longer employees receive these benefits from a carrier, the more likely it may be for an employer’s Workers’ Compensation insurance premiums to rise. Accommodating work restrictions might mean that your Workers’ Compensation insurance carrier pays fewer benefits to injured employees.

Accommodating an injured employee’s work restrictions after a workplace accident can also show your employees that you care about helping them reenter the workforce. This is often important for company morale so that your employees feel like they are an integral part of your business and its success.

Our Florida Workers’ Compensation insurance brokers can help you understand the importance of accommodating a doctor’s work restrictions for an injured employee so that your insurance premiums are unaffected after a workplace accident.

How Can You Accommodate a Doctor’s Work Restrictions as a Florida Employer?

Employers in Florida can accommodate doctors’ work restrictions for injured employees by offering transitional jobs. By taking this route, you can help employees return to work sooner after sustaining an injury so that your Workers’ Compensation insurance premiums stay low.

Offering transitional jobs to injured employees is a great way to accommodate a doctor’s work restrictions. Often, workers injured on the job cannot return to their same level of employment immediately after an accident. A transitional job can be less labor intensive, allowing an injured employee to earn an income while healing from their injuries. Our Florida Workers’ Compensation insurance brokers can help you assess your company’s practices to identify potential transitional jobs for injured employees.

Injured employees can earn an income when they are given transitional jobs that accommodate a doctor’s work restrictions. This income, even if it is lower than their previous income, can help offset disability benefits paid by your Workers’ Compensation insurance carrier. When employers in Florida offer transitional jobs, carriers can pay less in benefits to injured employees. This can mean that your Workers’ Compensation insurance premiums are not terribly affected after a workplace accident resulting in injury.

If you are interested in learning more about how transitional jobs can help you accommodate doctors’ work restrictions and keep your premiums from increasing, reach out to our Florida Workers’ Compensation insurance brokers.

Call Our Brokers to Get Workers’ Compensation Insurance in Florida

If you need Workers’ Compensation insurance for your Florida business, our brokers can help. To learn more about the Florida Workers’ Compensation insurance brokers at NPN Brokers, call today at (866) 340-9120.