Blog
How Uncontrolled Patient Homes Create Workers’ Comp Liability Your Agency Cannot Avoid
Every workers’ compensation policy is built on the assumption that the employer has some degree of control over the work environment where injuries occur. In manufacturing, the employer controls the factory floor. In construction, the general contractor manages...
How to Handle Workers’ Comp When Your Nurses Work in Facilities You Don’t Control
Healthcare staffing agencies place registered nurses, licensed practical nurses, certified nursing assistants, and other nursing professionals in hospitals, skilled nursing facilities, rehabilitation centers, long-term care facilities, and outpatient clinics that the...
How the “Fatal Four” Construction Hazards Affect Workers’ Comp Rates for Staffing Agencies
The Occupational Safety and Health Administration (OSHA) has identified four categories of hazards that account for the majority of fatalities in the construction industry: falls, struck-by incidents, electrocution, and caught-in or caught-between incidents. These are...
How Remote Drilling Sites Turn Moderate Injuries Into Catastrophic Workers’ Comp Claims
A broken bone on a construction site in Houston might mean an ambulance ride to a Level I trauma center fifteen minutes away. The same broken bone on a drilling rig in the Permian Basin could mean a two-hour drive over unpaved lease roads before the injured worker...
Why Light Manufacturing Claims Drive Experience Mods Faster Than Expected
Light manufacturing businesses are often surprised when their workers’ compensation costs rise faster than anticipated. On the surface, these operations may appear relatively low risk compared to heavy manufacturing, construction, or other physically demanding...
Why Seasonal Production Cycles Complicate Workers’ Comp Policies
Seasonal production cycles are a reality for many businesses across manufacturing, warehousing, food processing, agriculture, and distribution. Staffing levels rise and fall based on customer demand, contracts fluctuate throughout the year, and payroll can change...