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What is an Experience Modification Factor in Workers’ Compensation Insurance?
As an employer, knowing your company’s experience modification factor and how to properly calculate it is important. Otherwise, you might accept a Workers’ Compensation insurance quote that’s too high. Experience modification factors are calculated...
Are Florida Construction Companies Required to Provide Workers’ Comp for Independent Contractors?
Florida’s Workers’ Compensation insurance system can be complicated, especially when it comes to independent contractors and the construction industry. Understanding your coverage requirements is crucial to stay protected in Florida. In Florida,...
How Do I Know that My Company is Classified Correctly in Workers’ Compensation Insurance?
As an employer, it’s important to know your company’s classification code for Workers’ Compensation insurance. So, what’s yours, and what might your classification code mean for your premiums? Classification codes define companies and their...
Who Pays the Premium of Workers’ Compensation Insurance in Florida?
When it comes to certain necessary business expenses like Workers’ Compensation insurance premiums, it’s important to know who’s responsible for the covering cost. In Florida, that responsibility is an employer’s. In Florida, employers, and...
How Does Workers’ Compensation Insurance Work in Florida?
As an employer in Florida, it’s important to understand how Workers’ Compensation insurance applies to you. Once you do, you can learn how to make coverage work in your best interests. Workers’ Compensation insurance in Florida works by protecting...
Who Needs Workers’ Compensation Coverage in Florida?
In Florida, compliance with Workers’ Compensation insurance requirements is important. That’s why companies should learn whether or not they need purchase Workers’ Compensation insurance and how they can find the best policy at the right price....