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What Causes a Workers’ Comp Experience Mod to Go Up?
A workers’ compensation experience modification, or experience mod, is a numerical factor used by insurers to adjust an employer’s workers’ compensation insurance premium. It is calculated by comparing an employer’s actual claims and costs with...
What is the Lowest Workers’ Comp EMR Possible?
An experience modification rate, or EMR, will have a big influence on a company’s Workers’ Compensation insurance premiums. So, what is the lowest Workers’ Compensation EMR possible? Having the lowest Workers’ Compensation EMR possible is a...
How Do Workers’ Compensation Experience Modifiers Work?
If you own a company, you might have heard about experience modifiers in relation to Workers’ Compensation. But what exactly are experience modifiers, and how do they work? Experience modifiers, also known as e-mods, are the result of a company’s actual...
How to Get the Cheapest Workers’ Compensation Insurance
Cheap Workers’ Compensation insurance is not a fantasy. In fact, affordable coverage can be your reality when you partner with our brokers to find a policy. Getting the cheapest Workers’ Compensation insurance possible is a goal of many employers. By...
Georgia Rules for Workers’ Compensation Coverage
There are many rules regarding Workers’ Compensation coverage and injury reporting that employers in Georgia should familiarize themselves with. Each state has rules for Workers’ Compensation coverage that all companies must follow. In Georgia, coverage...
Florida Rules for Workers’ Compensation Coverage
There are many Workers’ Compensation rules employers must follow in Florida. If the rules aren’t followed, employers and their companies might face the consequences. As an employer in Florida, it is important to understand how your state handles...