Employers with International Workers on Visa: How to Pay Workers’ Comp
Figuring out your Workers’ Compensation insurance coverage responsibilities for international workers on visas can be difficult. If want to learn more about Workers’ Compensation benefits for seasonal employees, ask our experienced brokers.
Depending on the state you operate in, you may need to get Workers’ Compensation insurance for your international workers on visas. If one of your seasonal workers is injured on the job, they can receive Workers’ Compensation benefits just like any other employee. While this can get complicated, especially when it comes to cross-border care, your carrier can iron out the specifics. Finding Workers’ Compensation insurance for international workers on visas can be challenging, as the industries these workers tend to operate in are typically considered high-risk. To simplify the process, employers can seek help from our brokers.
To learn more about getting coverage for international workers on visas, contact the Workers’ Compensation insurance brokers at NPN Brokers today by calling (866) 340-9120.
Do Employers Need Workers’ Comp Insurance for International Workers on Visas?
Whether or not you need Workers’ Compensation insurance for international workers on visas that you employ will typically depend on your state, industry, and payroll. Our brokers can help explain the complexities of this issue so that you can understand your coverage requirements.
Most international workers on visas operating in the United States are seasonal workers in the agricultural industry. This might include those that work on farms for a portion of the year in the United States and return home to their primary country of residence for the remainder of the year. Each state has its own requirements for Workers’ Compensation insurance for seasonal and agricultural workers.
For example, in Florida, employers in the agricultural industry only need Workers’ Compensation coverage if they employ six or more regular workers or 12 or more seasonal workers. So, if you employ less than 12 international workers on visas between 30 and 45 days out of the year, you do not need to get Workers’ Compensation insurance for those employees in Florida. It is important to remember that each state is different, so be sure to check on the coverage requirements for seasonal workers in your state of operations.
Even if you are not required to get Workers’ Compensation insurance for the international workers on visas that you employ, you should, especially if you are in the agricultural industry. Farming can be dangerous, resulting in more workplace accidents and claims than other industries. Our Workers’ Compensation insurance brokers can help you find affordable coverage for your seasonal workers to protect your company.
Can International Workers on Visas Receive Workers’ Comp Benefits?
If you employ international workers on visas that are included on your Workers’ Compensation policy, they can receive benefits if injured on the job. These employees are typically entitled to Workers’ Compensation, just like any other employee.
When people have visas allowing them to work in the United States and are employed at a company that is required to have Workers’ Compensation insurance, they can receive benefits if injured at work. Benefits are paid in a similar way to American citizens that are injured in a workplace accident. Many states even allow Workers’ Compensation benefits to be paid to undocumented immigrants injured while working in the United States.
So, yes, any international workers on visas that you employ can get Workers’ Compensation benefits. Our Workers’ Compensation insurance brokers can pair your company with a carrier that can easily handle the claims process for international workers on visas so that you don’t have to. As long as an international worker is covered under your company’s Workers’ Compensation policy, sustains a workplace injury, and files a valid claim, they can get benefits.
Can Paying Workers’ Comp to International Workers on Visas Be Complicated?
An employer might be concerned when an international worker on a visa is injured at work. How does cross-border medical care work? What does this mean for a company’s Workers’ Compensation premiums? Our brokers have the answers.
After a workplace injury, employees are typically given a list of approved doctors and medical professionals to seek care from. But what happens when an international worker is injured in the United States and returns to their country of residence? In that case, a carrier will determine the specifics of connecting an injured worker with approved medical professionals, not an employer.
If one of the international workers you employ is injured on the job, your premiums shouldn’t be affected in any particular way. While premiums might increase following a workplace accident, the fact that the injured employee was a seasonal worker on a visa shouldn’t be of added consequence. Just proceed how you would if any other employee was injured on the job.
Getting Workers’ Comp Insurance for Your International Workers on Visas
If you employ international workers seasonally, you might have difficulty finding coverage. That’s because seasonal workers typically operate in the agricultural industry, which is often considered a high-risk industry for Workers’ Compensation. If you’re having a hard time getting affordable coverage, contact our brokers for help.
Getting Workers’ Compensation insurance for seasonal workers on visas is often important but can be challenging. Our Workers’ Compensation insurance brokers have relationships with carriers that offer flexible coverage to companies in high-risk industries. For example, pay-as-you-go coverage may be available to your company, enabling you to only pay for insurance for workers you currently employ, which is ideal for companies with seasonal workers on visas.
If you need Workers’ Compensation insurance for your international workers on visas, turn to our brokers for help. Our professionals can get you a quote quickly so that you can get the coverage you need to stay protected.
Call Our Brokers to Get Workers’ Comp Insurance Today
To learn more about getting coverage for international workers on visas, call the Workers’ Compensation insurance brokers at NPN Brokers today at (866) 340-9120.
"*" indicates required fields
- Does Your Company Need Workers’ Compensation Insurance in Florida?
- What are the Penalties for Not Having Workers’ Compensation Insurance in Florida?
- How Many Employees Do You Need to Have Workers’ Compensation Insurance in Florida?
- Do I Need Workers’ Compensation Insurance for My Subcontractors in Florida?
- Do I Need Workers’ Comp for My Son or Daughter in Florida?